About us

The Mortgage Lender (TML) is a challenger brand in the UK mortgage market.

Launched in 2016, TML provides borrowers with an alternative to the High Street. With bespoke underwriting and products, we cater for a wide range of borrowers, including employed, self-employed or contract workers, multiple sources of income, lending into retirement and those with an imperfect credit history.

Founded by an experienced and proven team with a successful track record of entrepreneurial growth in a regulated environment, TML’s products are available exclusively via FCA authorised mortgage advisers and a number of intermediary distribution partners.

As a residential mortgage provider, The Mortgage Lender has relationships with key industry bodies and regulators. We are authorised and regulated by the Financial Conduct Authority and are an associate member of the Council of Mortgage Lenders.


Council of Mortgage Lenders


Are you an applicant or an existing customer?  Please visit our customer website. 

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The Mortgage Lender Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Firm Reference Number 707058). Registered in England & Wales as company number 9280057. Registered office address: Fifth Floor, 100 Victoria Street, Bristol BS1 6HZ.