Last updated: 5th May 2016.
A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer if you agree. Cookies contain information that is transferred to your computer’s hard drive.
We use the following cookies:
Cookies may be “session” or “persistent”. Session cookies are temporary cookies which are deleted when you close your browser or leave your session in the product or service. We use session cookies on our website to identify and track users. Our session cookies may also contain your account number, user name and email address. Persistent cookies enable our website to “remember” who you are and to remember your particular preferences on our website. Persistent cookies will stay on your computer or device after you close your browser or leave your internet session. Except for essential cookies, all cookies will expire after you close your browser.
Our website may use several web analytics cookies. These cookies allow us to recognise and count the number of visitors and see how they use and move around the website. This helps us to improve our website.
Google Analytics’ terms require us to reproduce the following wording in this policy:
You may choose to configure your browser to restrict or block all cookies. If you do choose to disable cookies, you may find this affects your ability to use certain parts of our website. For more information about cookies and how to adjust your browser settings to accept, delete or reject cookies, please see the Internet Advising Bureau website www.youronlinechoices.co.uk. In order to opt out of Google Analytics, please visit website https://tools.google.com/dlpage/gaoptout.
BY USING OUR WEBSITE YOU CONSENT TO RECEIVE THE COOKIES REFERRED TO ABOVE
You can block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our site.
Except for essential cookies, all cookies will expire after the end of the session.
Your privacy is important to us. Our policies and procedures are designed to comply with the Data Protection Act 1998 and so we commit to process any personal information you share with us with your privacy in mind.
Any personal information shared with us will always be processed in accordance with the UK Data Protection Act 1998. We will only use the personal information you provide to deliver the services you have requested, or for our lawful, disclosed purposes. We will not make your personal details available outside of our group without your consent, unless obliged by law. We will never sell or rent your name or personal information to any third party without your permission.
Information we collect via this website and how we use it
We may collect personal information provided by your mortgage intermediary, via this website for the following purposes:
For more information on how we may use your personal data, please read our Fair Processing Notice
Once collected, personal information may be stored manually or electronically.
If false or inaccurate information is given to us and we suspect identity fraud, we will record this and may also pass this information to fraud prevention agencies and other organisations involved in crime and fraud prevention. By using our website, you agree that we may use the information we collect for these purposes.
We recommend that you check this page regularly, as from time to time we will review and update these policies. Any changes we make to the policies published here will be effective immediately.
The Mortgage Lender offers a range of mortgage products via Directly Authorised advisers and a limited set of distribution partners.
Our products are based off 3-month LIBOR, rounded up to two decimal places.
3-month LIBOR is 0.53%, effective from 12/12/17.
Is 'specialist' now the 'norm'?